All First Mid checking accounts come with these available conveniences:

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Free Online & Mobile Banking with free eStatements
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Free Mobile Deposits 
using your smartphone1
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Free Online Bill Pay 
and Zelle® for quick, secure payments.
Free Credit Score Feature in Online & Mobile Banking to build and monitor your credit.
 
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Free Visa® Debit Card
compatible with Apple Pay, Samsung Pay, and Google Pay









Benefits with Interest Checking
Earn Interest plus built-in protection, savings, and everyday benefits.
  • Earns Interest2
  • Unlimited Check Writing
  • Online and Mobile Conveniences
Available Benefits:3
  • Cell Phone Protection
  • Roadside Assistance
  • Telehealth Service
  • eVets Service
  • Identity Theft & Fraud Assistance available 
  • Discounts on Shopping, Travel and more

  • Monthly Maintenance Fee: $10.00 - waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid, including this account.
  • Paper Statement Fee:  $2.00 per statement cycle - waived for those age 50 and older OR sign up for eStatements in online or mobile banking to avoid a paper statement fee.
  • Minimum Opening Deposit: $50
 

Benefits Checking
Everyday checking with built-in protection, savings and benefits.
  • Unlimited Check Writing
  • Online and Mobile Conveniences
Available Benefits:3
  • Cell Phone Protection
  • Roadside Assistance
  • Telehealth Service
  • eVets Service
  • Identity Theft & Fraud Assistance available 
  • Discounts on Shopping, Travel and more

  • Monthly Maintenance Fee: $8.00 - waived if you maintain $2,500 daily minimum balance in the account, or maintain $25,000 daily minimum balance in total deposits with First Mid, including this account.
  • Paper Statement Fee:  $2.00 per statement cycle - waived for those age 50 and older OR sign up for eStatements in online or mobile banking to avoid a paper statement fee. 
  • Minimum Opening Deposit: $50
 

Essential Checking
Simple checking with no monthly maintenance fee.
  • Unlimited Check Writing
  • Online and Mobile Conveniences

  • Monthly Maintenance Fee: $0
  • Paper Statement Fee:  $5.00 per statement cycle - sign up for eStatements in online or mobile banking to avoid a paper statement fee.
  • Minimum Opening Deposit: $50
 





Blue Sky
For those wanting digital banking with no overdraft fees.4
  • Checks may not be written on this account.5
  • Monthly Maintenance Fee: $5.00
  • Paper Statement Fee:  $2.00 per statement cycle - sign up for eStatements in online or mobile banking to avoid a paper statement fee.
  • Minimum Opening Deposit: $25
 
 




























1.  Message and data rates may apply.
2. Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion. Fees could reduce earnings on the account.
3. Registration or activation may be required.  Terms and conditions apply.  
4. This account is not subject to NSF/return fees. Items that overdraw the account are returned and ATM/everyday debit card transactions are declined. 
5. Checks will not be issued and may not be written on this account. Any debited checks, outside of those issued from First Mid’s online bill pay, will be returned unpaid.